Topic Archive
Federal retirement planning is usually a timing problem, not just a pension estimate. These articles focus on FERS-style income timing, supplements, bridge years, and how those cash flows fit inside the full plan.
Federal retirement planning is more than entering a pension. The harder problem is modeling FERS supplement timing, bridge income, pension COLA, taxes, Social Security, and withdrawals year by year inside the full plan.
Read articleA lot of retirement software treats government benefits like a flat pension plus Social Security. That misses the real planning problem. Fatboy now models bridge income, FERS supplements, pension COLA, later pension offsets, and governmental 457(b) accounts with much more realism.
Read articleStart with the free web app or the federal retirement page when you want to model pension timing, supplements, and TSP withdrawals together.